Rates board
  • USD/EUR 0.8951 −0.38%
  • USD/GBP 0.7463 −0.61%
  • USD/JPY 157.25 −0.51%
  • USD/CHF 0.8230 −0.68%
  • USD/CNY 6.6529 −0.13%
  • USD/CAD 1.3969 −0.19%
  • USD/AUD 1.4236 +0.01%
  • USD/SEK 9.8264 −0.57%
  • BTC/USD 77,794 −0.08%
  • ETH/USD 2,284 +0.68%

Money decoded

Today’s edition · Monday, November 2

Lead story
Stock 2 min read

Intel’s AI Surge Not Enough to Offset PC Market Gloom

Intel shares took a massive dive recently, plummeting nearly 29 percent after the chipmaker issued a sobering outlook for the fourth quarter. The crash comes as a sharp…

Top stories right now

Dollar board

One US dollar buys… The bar shows where each rate sits inside its two-week range.

  • EUR Euro 0.8951 +0.72%
  • GBP Pound sterling 0.7463 −0.47%
  • JPY Japanese yen 157.25 −0.49%
  • CHF Swiss franc 0.8230 −0.12%
  • CNY Chinese yuan 6.6529 −0.50%
  • CAD Canadian dollar 1.3969 −1.36%

Pick a desk

How we report

Sourced on the record Numbers first Fixes made in public Plain English
Tickers, results and the reasons behind each swing

Why the market moved

Results, guidance and surprise swings, each traced back to the number that set it off.

Boardrooms, balance sheets and big deals

Inside the companies

Earnings calls, takeovers and leadership changes, read for what they mean once the press release fades.

Inflation lens

How far will today’s cash stretch?

Rising prices shave a little off every banknote each year. Pick an amount, a rate and a time frame to see how much spending power is left.

Annual inflation rate
Real spending power $7,089 −29.1%
  • To break even you’d need $14,106
  • Worth half in 20.1 yrs
  • Takeaway coffee $5.00 $7.05
  • Family grocery run $150 $212
  • A month’s rent $1,800 $2,539

Illustration only: a single inflation rate applied every year and compounded annually. Real prices move unevenly, and some costs rise much faster than the average.

Silicon, software and the spending behind them

Tech, by the balance sheet

AI spending, chip supply and platform battles, measured in revenue, margins and capital outlays rather than launch-day buzz.

Open the tech desk
Central banks, budgets, tariffs and new rules

Policy that reaches your wallet

Rate decisions, budgets, tariffs and new regulation, followed all the way down to mortgages, wages and savings.

All policy stories
  1. 01

    The Modern Mogul and the Shadow of the Gilded Age

    The sheer scale of Elon Musk’s influence has sparked a heated debate among historians and political analysts about…

    · 3 min read
  2. 02

    GOP Senate majority faces fresh uncertainty as 2 key races tighten days before midterms

    Two of the country’s most watched Senate races, in Ohio and South Carolina, remain neck and neck with…

    · 3 min read
  3. 03

    Schumer, Dems are quietly betting big on one sleeper race in the Deep South

    National Democrats are getting aggressive in the homestretch of this election cycle, sending money and party figureheads to…

    · 5 min read
  4. 04

    Trump isn’t done overhauling the White House — and his next move could hit the media where it works

    President Donald Trump is considering giving the White House press corps the boot from its longtime briefing room…

    · 3 min read
Tokens, exchanges, funds and the watchdogs

Crypto, with the receipts

Tokens, exchanges, funds and the regulators circling them — reported from prices and filings, never from predictions.

Money basics

Eight habits that outlast any headline

Markets change by the minute; sound habits hardly change at all. Plain-language basics for everyday savers — general information, not personal advice.

  1. 01

    Save before you spend

    Schedule the transfer to savings for payday morning. Cash that never reaches your current account is rarely missed.

  2. 02

    Give compounding time

    Divide 72 by a yearly return to see roughly how long money takes to double. An early start beats a big one.

  3. 03

    Read the fee line

    A 1% annual charge sounds small, yet across a few decades it can quietly eat a large share of your gains.

  4. 04

    Build a cash cushion

    Three to six months of costs in easy-access savings means a surprise bill never forces a sale at a bad price.

  5. 05

    Spread the bets

    A broad index fund owns hundreds of companies at once, so one bad result can’t sink the whole plan.

  6. 06

    Clear costly debt first

    Paying off a card charging 20% interest is a guaranteed return that no market can reliably match.

  7. 07

    Stay put in a storm

    The strongest days often follow the weakest. Panic-selling tends to lock in the loss and miss the bounce.

  8. 08

    Rebalance by the calendar

    Once a year, trim what has grown too large and top up what has shrunk. A date works better than a hunch.

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